If you are a Fashion fiend, you will love Freemans.com. Their online home shopping catalogue features exclusive women’s fashion ranges & designer brands as well as beautiful home furnishing and the latest home appliances on credit.

Freemans feature a unique Flex Account, that is structured to be easy to understand and use, as well as making a payment calculator online available to work out what your payments should be. The great thing about the Freemans flex account is that every month you get to choose your preferred payment choice.

Freemans Buy Now Pay Later deal is on Three Key Tiers:

1. The Interest Opt Out Choice: Spread the cost over 12 months with NO Interest.
2. The Minimum Payment Choice: Choose a minimum payment of 5% of your balance or £5 with an APR of 29.9%
3. The Flexible Choice: Choose to pay the full amount, the minimum amount or spread it. Gives you flexibility to pay up when you can, and can mix and match with the other two options.

Benefits of the Freeman Buy Now Pay Later Scheme:

• FREE standard delivery on most items in most areas
• Sales are normally up to 60% Off.

Example: Goods ordered totaling £200.

If you only make the minimum repayment of 5% of the outstanding balance plus interest, subject to a £5 minimum, the total interest paid is £112.12 and the total charge for credit is £312.12 (Only 2.204% per month – Representative 29.9% APR Variable).